Description
The Buy Now, Pay Later (BNPL) course provides a comprehensive exploration of one of the most transformative trends in modern payments. As BNPL becomes an increasingly popular financing option for consumers, it also presents new opportunities and challenges for merchants and financial professionals. This course offers a balanced view of how BNPL works, its benefits and risks, and its growing impact on commerce, technology, and regulation.
Participants will gain a deep understanding of BNPL systems—from consumer onboarding and credit checks to merchant integration and chargeback processes. The course highlights best practices for checkout optimization, data analytics, and customer communication, along with long-term planning strategies in a fast-evolving regulatory environment. Learners will also explore the future of BNPL, including its expansion into new sectors, increased oversight, and innovations in technology and payment models.
Who Should Enroll?
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eCommerce Professionals looking to enhance customer conversion and loyalty through flexible payment solutions.
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Merchants and Retailers considering BNPL integration to boost average order values and reduce cart abandonment.
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Fraud and Risk Managers aiming to understand chargebacks, data privacy, and risk exposure associated with BNPL.
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Financial Professionals and Strategists interested in emerging trends, compliance challenges, and market expansion.
Program Details
Program Level: Intermediate
Program Field of Study: Specialized Knowledge
Program Delivery Method: QAS Self-Study
CPE Credits: 1.5
Advanced Preparation and/or Pre-requisites: Payment Essentials is recommended.
For more information regarding any concerns, please email us at [email protected].
Refunds and cancellations are determined on a case-by-case basis. Cancellations and requests for refunds must be communicated in writing to [email protected]. Refunds will not be issued once a course has been started. Additionally, courses must be completed within one year of purchase.
Merchant Risk Council is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have the final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org
Course Created: 04/4/2025
Objectives
- Define Buy Now, Pay Later
- Define the benefits to key stakeholders
- Outline the BNPL process and explain the credit checks and approval processes.
- Identify the technology behind BNPL.
- Identify the advantages and possible drawbacks BNPL offers merchants
- Explain how chargeback process for merchants when utilizing BNPL
- Describe how merchants choose BNPL platforms that works best for them
- Explain how merchants can optimize the checkout experience as a BNPL best practice.
- Describe the best practices for managing risks with BNPL.
- Describe the evolving landscape of BNPL services.
- Identify strategies necessary for long-term planning in the BNPL landscape.
Certificate
By completing/passing this course, you will attain the certificate MRC Education Certificate of Completion
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